C-
11%
Overall NAT. AVG.
2%
Goods & Services NAT. AVG.
41%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Trussville Alabama National
Cost of living11188100
Goods & Services9896100
Groceries9796100
Health care9487100
Housing14172100
Transportation9191100
Utilities108102100

An Overview of Cost of Living in Trussville, AL

The cost of living in Trussville affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Trussville is 111, which is 11% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Housing costs are a very significant part of the Trussville cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 40.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

What Do Locals Say About the Cost of Living in Trussville?

Nobody knows their city better than the people who actually live there. So, we asked 9 local residents how they would rate the cost of living in Trussville and this is how they responded. 44% of people said that the cost of living was affordable, with prices decreasing, while 56% of people said that the cost of living was very expensive and prices continue to rise.

Is Trussville Affordable?

Is Trussville an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Trussville is 47.9% higher than the national average, while the average monthly rent prices are 24.3% higher than average. The affordability of any location can also be influenced by median income levels. Trussville has a median household income of $104,976, which is 89.8% higher than the national average.

What Factors can Influence the Cost of Living in Trussville?

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Trussville, the utilities index stands at 7.5% higher than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday goods and services, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Trussville, the standard sales tax rate starts at 4%, and the income tax rates commence at 2%.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Where is the Data From?

The Trussville cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Trussville is 25% higher than the Alabama average
  • The cost of living in Trussville is 11% higher than the national average
  • Trussville housing is 41% higher than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Trussville

See all the best places to live around Trussville

Compare Trussville, AL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,728$8,894$2,490$3,202
      Renters$45,640$3,803$1,065$1,369
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Trussville, AL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Trussville homeowners, is $106,728. This would allow for a maximum of $2,490 per month to be spent on housing costs. For renters, the median monthly income is $45,640 which would result in a maximum of $1,065 to be spent on rental costs.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Goods & Services

      Item Trussville National avg. Difference
      Haircut $20.07$24.2617.3%
      Beauty Salon $45.74$45.560.4%
      Toothpaste $3.76$3.701.6%
      Shampoo $1.33$1.284.1%
      Movie $12.54$12.133.3%
      Bowling $16.37$18.009.1%

      Groceries

      Item Trussville National avg. Difference
      Ground Beef $6.01$5.843.0%
      Fried Chicken $1.66$1.575.5%
      Milk $4.54$4.672.9%
      Potatoes $5.23$4.936.0%
      Pizza $10.99$12.099.1%
      Beer $10.40$10.410.1%

      Health Care

      Item Trussville National avg. Difference
      Optometrist $92.33$125.6826.5%
      Doctor $101.83$135.7825.0%
      Dentist $125.78$113.2911.0%
      Ibuprofen $10.28$10.653.5%
      Lipitor $460.79$468.601.7%

      Housing

      Item Trussville National avg. Difference
      Home Price $273,100.00$184,700.0047.9%
      Avg. Mortgage Payment $1,935.73$2,346.6917.5%
      Apartment Rent $1,180.00$949.0024.3%

      Transportation

      Item Trussville National avg. Difference
      Gasoline $3.13$3.469.7%
      Tire Balancing $54.52$59.929.0%

      Utilities

      Item Trussville National avg. Difference
      All Electricity $219.40$193.9913.1%
      Phone $188.55$192.251.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Trafford, AL5308515.4%
      Tarrant, AL6,2168614.3%
      County Line, AL2978614.2%
      Warrior, AL3,1978613.9%
      Birmingham, AL210,9288812.3%
      Trussville, AL22,59011110.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Waukee, IA22,5981054.7%
      Lincolnia, VA22,57914847.9%
      Cockeysville, MD22,60212323.5%
      Munster, IN22,6041099.0%
      Jasmine Estates, FL22,572909.9%
      Trussville, AL22,59011110.6%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.