Cost Of Living in Unionville, NC

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Unionville	North Carolina	National
Cost of living	104	94	100
Goods & Services	103	98	100
Groceries	100	98	100
Health care	111	108	100
Housing	115	85	100
Transportation	94	92	100
Utilities	89	94	100

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Cost Of Living Quick Facts

The cost of living in Unionville is 11% higher than the North Carolina average
The cost of living in Unionville is 4% higher than the national average
Unionville housing is 15% higher than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$87,764	$7,314	$2,048	$2,633
Renters	$21,809	$1,817	$509	$654

The affordability of the housing market in Unionville, NC as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Unionville homeowners, the median income is $87,764. This indicates that a monthly maximum of $2,048 should be spent by homeowners on all housing related costs. Renters have a median income of $21,809. This indicates that renters would have a maximum of $509 for their rent related monthly costs.

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Goods & Services

Item	Unionville	National avg.	Difference
Haircut	$18.25	$24.26	24.8%
Beauty Salon	$59.75	$45.56	31.1%
Toothpaste	$3.81	$3.70	2.8%
Shampoo	$1.27	$1.28	0.7%
Movie	$13.55	$12.13	11.7%
Bowling	$21.67	$18.00	20.4%

Groceries

Item	Unionville	National avg.	Difference
Ground Beef	$6.27	$5.84	7.3%
Fried Chicken	$1.39	$1.57	11.5%
Milk	$4.61	$4.67	1.2%
Potatoes	$4.98	$4.93	1.0%
Pizza	$10.96	$12.09	9.3%
Beer	$10.47	$10.41	0.5%

Health Care

Item	Unionville	National avg.	Difference
Optometrist	$143.74	$125.68	14.4%
Doctor	$148.29	$135.78	9.2%
Dentist	$115.52	$113.29	2.0%
Ibuprofen	$10.77	$10.65	1.1%
Lipitor	$467.34	$468.60	0.3%

Housing

Item	Unionville	National avg.	Difference
Home Price	$237,400.00	$184,700.00	28.5%
Avg. Mortgage Payment	$3,159.30	$2,346.69	34.6%
Apartment Rent	$806.00	$949.00	15.1%

Transportation

Item	Unionville	National avg.	Difference
Gasoline	$3.29	$3.46	4.9%
Tire Balancing	$53.32	$59.92	11.0%

Utilities

Item	Unionville	National avg.	Difference
All Electricity	$167.89	$193.99	13.5%
Phone	$189.90	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
JAARS, NC	1,090	78	21.8%
Peachland, NC	458	89	10.7%
Marshville, NC	2,748	90	9.9%
Red Cross, NC	710	93	6.5%
Wingate, NC	4,456	96	3.8%
Unionville, NC	7,089	104	4.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
East Shoreham, NY	7,090	148	47.9%
Cottage Grove, WI	7,086	119	18.9%
Huron, CA	7,084	106	6.3%
Rockville, CT	7,084	102	2.4%
Glenolden, PA	7,094	101	0.9%
Unionville, NC	7,089	104	4.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Unionville, NC