D
27%
Overall NAT. AVG.
7%
Goods & Services NAT. AVG.
102%
Housing NAT. AVG.
Search Homes for Sale
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Upper Arlington Ohio National
Cost of living12792100
Goods & Services94100100
Groceries104101100
Health care8598100
Housing20273100
Transportation90100100
Utilities9599100

An Overview of Cost of Living in Upper Arlington, OH

Understanding the cost of living in Upper Arlington can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Upper Arlington cost of living index is 127, which is 27% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Upper Arlington is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Upper Arlington falls into this category, which may not align with your goal of finding a budget-friendly living environment.

When it comes to the cost of living in Upper Arlington, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 102.1% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Upper Arlington Affordable?

Is Upper Arlington affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Upper Arlington, for instance, where the median home price falls 132.3% higher than the national average, and monthly rent rates are 31.5% higher than usual. Additionally, median income levels contribute to the equation, with Upper Arlington flaunting a median household income of $124,688, 125.4% higher than the national norm.

What Factors can Influence the Cost of Living in Upper Arlington?

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Upper Arlington, the transportation index stands at 9.7% lower than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Where is the Data From?

The cost of living data in Upper Arlington displayed above is sourced from the C2ER cost of living index, which serves as a practical tool for comparing living expenses across urban areas. Published on a quarterly basis, this index aggregates data from over 300 independent researchers, encompassing more than 60 goods and services, in 6 different categories. The weightings assigned to cost differences rely on government survey data that tracks the spending habits of professional and executive households. It's worth noting that the C2ER index excludes data on sales or income tax rates, while AreaVibes integrates tax rates into the overall cost of living evaluation for each region.

New Real Estate Listings in Upper Arlington Area
Search Homes for Sale in Upper Arlington, OH

Cost Of Living Quick Facts

  • The cost of living in Upper Arlington is 38% higher than the Ohio average
  • The cost of living in Upper Arlington is 27% higher than the national average
  • Upper Arlington housing is 102% higher than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Upper Arlington

See all the best places to live around Upper Arlington

Compare Upper Arlington, OH Cost of Living

      vs
      How would you rate the cost of living in Upper Arlington?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Upper Arlington?
      Write a review to give others more information about this area.
      See all Upper Arlington poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$144,936$12,078$3,382$4,349
      Renters$67,500$5,625$1,575$2,025
      To approximate the cost of living and the housing affordability in Upper Arlington, OH, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Upper Arlington have a median income of $144,936. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,382 per month to avoid calamity and poverty. The renters in the city have an income of about $67,500, which would make their monthly maximum allowable rental costs $1,575.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Goods & Services

      Item Upper Arlington National avg. Difference
      Haircut $21.46$24.2611.5%
      Beauty Salon $42.47$45.566.8%
      Toothpaste $3.69$3.700.4%
      Shampoo $1.32$1.282.8%
      Movie $12.00$12.131.1%
      Bowling $19.07$18.005.9%

      Groceries

      Item Upper Arlington National avg. Difference
      Ground Beef $5.63$5.843.6%
      Fried Chicken $1.61$1.572.6%
      Milk $4.76$4.671.8%
      Potatoes $5.24$4.936.2%
      Pizza $11.49$12.094.9%
      Beer $10.68$10.412.6%

      Health Care

      Item Upper Arlington National avg. Difference
      Optometrist $65.99$125.6847.5%
      Doctor $117.73$135.7813.3%
      Dentist $89.30$113.2921.2%
      Ibuprofen $10.68$10.650.3%
      Lipitor $475.58$468.601.5%

      Housing

      Item Upper Arlington National avg. Difference
      Home Price $429,100.00$184,700.00132.3%
      Avg. Mortgage Payment $1,862.49$2,346.6920.6%
      Apartment Rent $1,248.00$949.0031.5%

      Transportation

      Item Upper Arlington National avg. Difference
      Gasoline $3.42$3.461.2%
      Tire Balancing $41.79$59.9230.3%

      Utilities

      Item Upper Arlington National avg. Difference
      All Electricity $182.76$193.995.8%
      Phone $186.03$192.253.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Orient, OH130955.3%
      Lockbourne, OH1608317.1%
      Urbancrest, OH1,1548515.4%
      Whitehall, OH18,9448614.5%
      Lincoln Village, OH9,5468712.8%
      Upper Arlington, OH35,36412726.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Carrollwood, FL35,3601099.4%
      Moose Jaw, SK35,355n/a 
      Olney, MD35,35015353.5%
      La Porte, TX35,340982.1%
      Monroe, NC35,339991.2%
      Upper Arlington, OH35,36412726.9%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.