Cost Of Living in Villa Hills, KY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Villa Hills	Kentucky	National
Cost of living	104	90	100
Goods & Services	102	101	100
Groceries	102	101	100
Health care	103	84	100
Housing	111	70	100
Transportation	102	92	100
Utilities	100	104	100

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Cost Of Living Quick Facts

The cost of living in Villa Hills is 15% higher than the Kentucky average
The cost of living in Villa Hills is 4% higher than the national average
Villa Hills housing is 11% higher than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$92,363	$7,697	$2,155	$2,771
Renters	$61,319	$5,110	$1,431	$1,840

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Villa Hills, KY, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Villa Hills homeowners, is $92,363. This would allow for a maximum of $2,155 per month to be spent on housing costs. For renters, the median monthly income is $61,319 which would result in a maximum of $1,431 to be spent on rental costs.

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Goods & Services

Item	Villa Hills	National avg.	Difference
Haircut	$25.13	$24.26	3.6%
Beauty Salon	$37.93	$45.56	16.7%
Toothpaste	$3.60	$3.70	2.7%
Shampoo	$1.27	$1.28	0.6%
Movie	$14.35	$12.13	18.3%
Bowling	$17.56	$18.00	2.5%

Groceries

Item	Villa Hills	National avg.	Difference
Ground Beef	$5.91	$5.84	1.2%
Fried Chicken	$1.72	$1.57	9.1%
Milk	$4.80	$4.67	2.7%
Potatoes	$5.05	$4.93	2.3%
Pizza	$11.92	$12.09	1.4%
Beer	$10.63	$10.41	2.1%

Health Care

Item	Villa Hills	National avg.	Difference
Optometrist	$105.42	$125.68	16.1%
Doctor	$159.40	$135.78	17.4%
Dentist	$106.67	$113.29	5.8%
Ibuprofen	$10.68	$10.65	0.3%
Lipitor	$497.02	$468.60	6.1%

Housing

Item	Villa Hills	National avg.	Difference
Home Price	$218,500.00	$184,700.00	18.3%
Avg. Mortgage Payment	$1,993.26	$2,346.69	15.1%
Apartment Rent	$884.00	$949.00	6.8%

Transportation

Item	Villa Hills	National avg.	Difference
Gasoline	$3.27	$3.46	5.6%
Tire Balancing	$73.09	$59.92	22.0%

Utilities

Item	Villa Hills	National avg.	Difference
All Electricity	$197.10	$193.99	1.6%
Phone	$186.48	$192.25	3.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Plainville, OH	153	102	1.7%
Shawnee, OH	1,054	102	1.7%
Petersburg, KY	368	102	1.7%
Elizabethtown, OH	284	80	20.4%
Hooven, OH	326	81	19.1%
Villa Hills, KY	7,475	104	4.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Belen, NM	7,476	88	12.2%
White Oak, PA	7,472	92	8.5%
Greenville, AL	7,478	85	15.3%
Hillcrest, NY	7,478	141	41.0%
Orlovista, FL	7,468	95	4.7%
Villa Hills, KY	7,475	104	4.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Villa Hills, KY