C+
3%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
2%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Vineland New Jersey National
Cost of living103121100
Goods & Services106106100
Groceries106102100
Health care10799100
Housing98158100
Transportation108103100
Utilities92107100

An Overview of Cost of Living in Vineland, NJ

Understanding the cost of living in Vineland can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Vineland cost of living index is 103, which is 3% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Vineland closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, goods and services, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Vineland can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Vineland?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 6 locals to understand their opinions on the cost of living in Vineland. The results indicated that 50% found it reasonably priced with decreasing prices of goods and services, while 50% viewed it as quite expensive, with increasing prices.

Is Vineland Affordable?

Is Vineland affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Vineland, for instance, where the median home price falls 7.8% lower than the national average, and monthly rent rates are 12.1% higher than usual. Additionally, median income levels contribute to the equation, with Vineland flaunting a median household income of $55,740, 0.8% higher than the national norm.

What Factors can Influence the Cost of Living in Vineland?

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Vineland, the groceries index is 5.7% higher than the national average.

Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Vineland, the general sales tax rate starts at 6.625%, and income tax rates begin at 1.4%.

Where is the Data From?

The Vineland cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Vineland is 15% lower than the New Jersey average
  • The cost of living in Vineland is 3% higher than the national average
  • Vineland housing is 2% lower than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Vineland

See all the best places to live around Vineland

Compare Vineland, NJ Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$74,512$6,209$1,738$2,236
      Renters$30,923$2,577$721$928
      To approximate the cost of living and the housing affordability in Vineland, NJ, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Vineland have a median income of $74,512. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,738 per month to avoid calamity and poverty. The renters in the city have an income of about $30,923, which would make their monthly maximum allowable rental costs $721.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Goods & Services

      Item Vineland National avg. Difference
      Haircut $30.14$24.2624.2%
      Beauty Salon $47.42$45.564.1%
      Toothpaste $3.61$3.702.4%
      Shampoo $1.41$1.2810.4%
      Movie $12.71$12.134.7%
      Bowling $19.50$18.008.3%

      Groceries

      Item Vineland National avg. Difference
      Ground Beef $5.73$5.841.9%
      Fried Chicken $1.52$1.573.6%
      Milk $4.81$4.673.0%
      Potatoes $5.40$4.939.5%
      Pizza $11.33$12.096.2%
      Beer $11.96$10.4114.8%

      Health Care

      Item Vineland National avg. Difference
      Optometrist $113.67$125.689.6%
      Doctor $149.53$135.7810.1%
      Dentist $132.28$113.2916.8%
      Ibuprofen $10.94$10.652.7%
      Lipitor $438.67$468.606.4%

      Housing

      Item Vineland National avg. Difference
      Home Price $170,300.00$184,700.007.8%
      Avg. Mortgage Payment $2,192.51$2,346.696.6%
      Apartment Rent $1,064.00$949.0012.1%

      Transportation

      Item Vineland National avg. Difference
      Gasoline $3.50$3.461.0%
      Tire Balancing $74.86$59.9224.9%

      Utilities

      Item Vineland National avg. Difference
      All Electricity $173.73$193.9910.4%
      Phone $182.79$192.254.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bridgeton, NJ24,264945.9%
      Seabrook Farms, NJ1,602963.8%
      Collings Lakes, NJ1,525964.1%
      Laurel Lake, NJ2,661954.5%
      Cedarville, NJ930963.7%
      Vineland, NJ59,4051032.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gardena, CA59,40115353.0%
      Lancaster, PA59,321964.2%
      Meriden, CT59,5121044.4%
      Royal Oak, MI59,2561088.0%
      Bartlett, TN59,2521010.6%
      Vineland, NJ59,4051032.5%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.