F
37%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
97%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Vineyard California National
Cost of living137140100
Goods & Services109111100
Groceries108112100
Health care113109100
Housing197196100
Transportation121126100
Utilities114127100

An Overview of Cost of Living in Vineyard, CA

The cost of living in Vineyard affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Vineyard is 137, which is 37% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Vineyard is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Vineyard falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs make up a big chunk of the cost of living in Vineyard, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 97.2% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Vineyard Affordable?

Wondering if Vineyard is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Vineyard, for example, the median home price is 107.6% higher than what folks pay nationally, and monthly rent is 72.9% higher than the usual rates. Plus, income levels matter too, with Vineyard boasting a median household income of $92,045, which is 66.4% higher than the national average.

What Factors can Influence the Cost of Living in Vineyard?

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Vineyard, the housing index is 97.2% higher than the national average.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Vineyard, healthcare costs are 13.1% higher than the national average.

Where is the Data From?

The Vineyard cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Vineyard is 2% lower than the California average
  • The cost of living in Vineyard is 37% higher than the national average
  • Vineyard housing is 97% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Vineyard

See all the best places to live around Vineyard

Compare Vineyard, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,808$8,651$2,422$3,115
      Renters$55,313$4,609$1,291$1,660
      A good indicator of the general affordability of housing in Vineyard, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Vineyard, the median monthly income is $103,808 for those who own their own homes. Under the standard rule, that income level would allow for $2,422 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $55,313, per the median income in the area. That would allow for renters to spend up to $1,291 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Vineyard National avg. Difference
      Haircut $40.00$24.2664.9%
      Beauty Salon $60.53$45.5632.8%
      Toothpaste $3.67$3.701.0%
      Shampoo $1.44$1.2812.5%
      Movie $13.76$12.1313.4%
      Bowling $22.22$18.0023.5%

      Groceries

      Item Vineyard National avg. Difference
      Ground Beef $5.56$5.844.7%
      Fried Chicken $2.06$1.5731.0%
      Milk $4.93$4.675.5%
      Potatoes $4.69$4.935.0%
      Pizza $13.98$12.0915.7%
      Beer $10.49$10.410.8%

      Health Care

      Item Vineyard National avg. Difference
      Optometrist $153.50$125.6822.1%
      Doctor $201.43$135.7848.3%
      Dentist $115.72$113.292.1%
      Ibuprofen $11.03$10.653.5%
      Lipitor $380.45$468.6018.8%

      Housing

      Item Vineyard National avg. Difference
      Home Price $383,400.00$184,700.00107.6%
      Avg. Mortgage Payment $3,182.68$2,346.6935.6%
      Apartment Rent $1,641.00$949.0072.9%

      Transportation

      Item Vineyard National avg. Difference
      Gasoline $4.51$3.4630.2%
      Tire Balancing $58.67$59.922.1%

      Utilities

      Item Vineyard National avg. Difference
      All Electricity $238.53$193.9923.0%
      Phone $190.81$192.250.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Freeport, CA7011211.6%
      Hood, CA28911211.6%
      Clarksburg, CA36611211.6%
      Fruitridge Pocket, CA5,77111010.0%
      McClellan Park, CA84311514.7%
      Vineyard, CA39,80013737.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      New Berlin, WI39,79411413.5%
      Hallandale Beach, FL39,78211010.5%
      La Puente, CA39,78014545.3%
      Calexico, CA39,84111413.6%
      Sumter, SC39,758937.0%
      Vineyard, CA39,80013737.3%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.