Cost Of Living in Wesley Chapel, NC

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Wesley Chapel	North Carolina	National
Cost of living	127	94	100
Goods & Services	103	98	100
Groceries	100	98	100
Health care	111	108	100
Housing	190	85	100
Transportation	94	92	100
Utilities	89	94	100

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Cost Of Living Quick Facts

The cost of living in Wesley Chapel is 35% higher than the North Carolina average
The cost of living in Wesley Chapel is 27% higher than the national average
Wesley Chapel housing is 90% higher than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$124,362	$10,364	$2,902	$3,731
Renters	$105,170	$8,764	$2,454	$3,155

A good indicator of the general affordability of housing in Wesley Chapel, NC, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Wesley Chapel, the median monthly income is $124,362 for those who own their own homes. Under the standard rule, that income level would allow for $2,902 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $105,170, per the median income in the area. That would allow for renters to spend up to $2,454 on monthly rental expenses.

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Goods & Services

Item	Wesley Chapel	National avg.	Difference
Haircut	$18.25	$24.26	24.8%
Beauty Salon	$59.75	$45.56	31.1%
Toothpaste	$3.81	$3.70	2.8%
Shampoo	$1.27	$1.28	0.7%
Movie	$13.55	$12.13	11.7%
Bowling	$21.67	$18.00	20.4%

Groceries

Item	Wesley Chapel	National avg.	Difference
Ground Beef	$6.27	$5.84	7.3%
Fried Chicken	$1.39	$1.57	11.5%
Milk	$4.61	$4.67	1.2%
Potatoes	$4.98	$4.93	1.0%
Pizza	$10.96	$12.09	9.3%
Beer	$10.47	$10.41	0.5%

Health Care

Item	Wesley Chapel	National avg.	Difference
Optometrist	$143.74	$125.68	14.4%
Doctor	$148.29	$135.78	9.2%
Dentist	$115.52	$113.29	2.0%
Ibuprofen	$10.77	$10.65	1.1%
Lipitor	$467.34	$468.60	0.3%

Housing

Item	Wesley Chapel	National avg.	Difference
Home Price	$362,300.00	$184,700.00	96.2%
Avg. Mortgage Payment	$3,159.30	$2,346.69	34.6%
Apartment Rent	$1,662.00	$949.00	75.1%

Transportation

Item	Wesley Chapel	National avg.	Difference
Gasoline	$3.29	$3.46	4.9%
Tire Balancing	$53.32	$59.92	11.0%

Utilities

Item	Wesley Chapel	National avg.	Difference
All Electricity	$167.89	$193.99	13.5%
Phone	$189.90	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Catawba, SC	1,069	99	0.6%
JAARS, NC	1,090	78	21.8%
Wingate, NC	4,456	96	3.8%
Hemby Bridge, NC	1,853	98	2.2%
Monroe, NC	35,339	99	1.2%
Wesley Chapel, NC	9,287	127	26.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Corman Park No. 344, SK	9,288	n/a
Steger, IL	9,289	92	8.1%
Anthony, NM	9,283	82	18.0%
Murrells Inlet, SC	9,292	111	10.8%
Harahan, LA	9,293	106	6.2%
Wesley Chapel, NC	9,287	127	26.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Wesley Chapel, NC