Cost Of Living in West Elmira, NY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	West Elmira	New York	National
Cost of living	99	117	100
Goods & Services	101	108	100
Groceries	99	102	100
Health care	103	103	100
Housing	91	145	100
Transportation	108	105	100
Utilities	105	100	100

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Cost Of Living Quick Facts

The cost of living in West Elmira is 15% lower than the New York average
The cost of living in West Elmira is 1% lower than the national average
West Elmira housing is 9% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$81,029	$6,752	$1,891	$2,431
Renters	$65,461	$5,455	$1,527	$1,964

A good indicator of the general affordability of housing in West Elmira, NY, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In West Elmira, the median monthly income is $81,029 for those who own their own homes. Under the standard rule, that income level would allow for $1,891 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $65,461, per the median income in the area. That would allow for renters to spend up to $1,527 on monthly rental expenses.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	West Elmira	National avg.	Difference
Haircut	$20.03	$24.26	17.4%
Beauty Salon	$42.39	$45.56	7.0%
Toothpaste	$3.62	$3.70	2.2%
Shampoo	$1.33	$1.28	4.1%
Movie	$13.27	$12.13	9.4%
Bowling	$16.74	$18.00	7.0%

Groceries

Item	West Elmira	National avg.	Difference
Ground Beef	$5.93	$5.84	1.6%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.71	$4.67	0.8%
Potatoes	$5.13	$4.93	3.9%
Pizza	$14.83	$12.09	22.7%
Beer	$10.15	$10.41	2.5%

Health Care

Item	West Elmira	National avg.	Difference
Optometrist	$160.58	$125.68	27.8%
Doctor	$115.23	$135.78	15.1%
Dentist	$110.48	$113.29	2.5%
Ibuprofen	$10.49	$10.65	1.5%
Lipitor	$530.04	$468.60	13.1%

Housing

Item	West Elmira	National avg.	Difference
Home Price	$146,500.00	$184,700.00	20.7%
Avg. Mortgage Payment	$2,384.28	$2,346.69	1.6%
Apartment Rent	$1,122.00	$949.00	18.2%

Transportation

Item	West Elmira	National avg.	Difference
Gasoline	$3.59	$3.46	3.8%
Tire Balancing	$69.82	$59.92	16.5%

Utilities

Item	West Elmira	National avg.	Difference
All Electricity	$166.89	$193.99	14.0%
Phone	$194.41	$192.25	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Erin, NY	441	80	19.7%
Elmira, NY	27,236	87	12.8%
Breesport, NY	873	88	11.9%
Millport, NY	442	88	11.7%
Elmira Heights, NY	4,206	89	11.4%
West Elmira, NY	4,745	99	1.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dallas, NC	4,744	93	6.9%
Highlands, NJ	4,746	128	28.0%
DeWitt, MI	4,743	99	1.4%
Guerneville, CA	4,747	152	52.2%
Telford, PA	4,747	110	9.5%
West Elmira, NY	4,745	99	1.0%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in West Elmira, NY