F
31%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
77%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index West Sacramento California National
Cost of living131140100
Goods & Services109111100
Groceries108112100
Health care113109100
Housing177196100
Transportation121126100
Utilities114127100

An Overview of Cost of Living in West Sacramento, CA

Are you thinking about relocating, but curious about the potential cost of living in West Sacramento? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in West Sacramento stands at 131, making it 31% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in West Sacramento is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, West Sacramento falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs significantly influence the West Sacramento cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 76.7%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Is West Sacramento Affordable?

Is West Sacramento affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in West Sacramento, the median home price is 101.8% higher than the national average and monthly rent prices are 18% higher than the typical rates. Additionally, the median income levels play a role in affordability, with West Sacramento boasting a median household income of $73,979, 33.7% higher than the national average.

What Factors can Influence the Cost of Living in West Sacramento?

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday goods and services like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in West Sacramento starts at 7.25% and the income tax rates start at 1%.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In West Sacramento, the transportation index stands at 20.8% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In West Sacramento, the healthcare costs are 13.1% higher than the national average.

Where is the Data From?

The cost of living in West Sacramento, presented above is derived from the C2ER cost of living index, offering a practical method for assessing living cost disparities in urban areas. Published quarterly, this index compiles data from more than 300 independent researchers, encompassing over 60 goods and services in 6 categories. The weightings assigned to cost variances are informed by government survey data tracking the expenditure patterns of professional and executive households. It should be noted that the C2ER index does not include data on sales or income tax rates, however, AreaVibes incorporates tax rates into the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in West Sacramento is 6% lower than the California average
  • The cost of living in West Sacramento is 31% higher than the national average
  • West Sacramento housing is 77% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around West Sacramento

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Compare West Sacramento, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,581$8,465$2,370$3,048
      Renters$44,269$3,689$1,033$1,328
      A good way to judge both the affordability of the housing and the cost of living in West Sacramento is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. West Sacramento has a median income of about $101,581 for people who own homes. Based on that number, a maximum of $2,370 should be spent on expenses related to housing. Renters have a slightly different median income, which is $44,269. Based on this average, renters should spend no more than $1,033 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item West Sacramento National avg. Difference
      Haircut $40.00$24.2664.9%
      Beauty Salon $60.53$45.5632.8%
      Toothpaste $3.67$3.701.0%
      Shampoo $1.44$1.2812.5%
      Movie $13.76$12.1313.4%
      Bowling $22.22$18.0023.5%

      Groceries

      Item West Sacramento National avg. Difference
      Ground Beef $5.56$5.844.7%
      Fried Chicken $2.06$1.5731.0%
      Milk $4.93$4.675.5%
      Potatoes $4.69$4.935.0%
      Pizza $13.98$12.0915.7%
      Beer $10.49$10.410.8%

      Health Care

      Item West Sacramento National avg. Difference
      Optometrist $153.50$125.6822.1%
      Doctor $201.43$135.7848.3%
      Dentist $115.72$113.292.1%
      Ibuprofen $11.03$10.653.5%
      Lipitor $380.45$468.6018.8%

      Housing

      Item West Sacramento National avg. Difference
      Home Price $372,700.00$184,700.00101.8%
      Avg. Mortgage Payment $3,182.68$2,346.6935.6%
      Apartment Rent $1,120.00$949.0018.0%

      Transportation

      Item West Sacramento National avg. Difference
      Gasoline $4.51$3.4630.2%
      Tire Balancing $58.67$59.922.1%

      Utilities

      Item West Sacramento National avg. Difference
      All Electricity $238.53$193.9923.0%
      Phone $190.81$192.250.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Yolo, CA19611211.6%
      Hood, CA28911211.6%
      Clarksburg, CA36611211.6%
      Freeport, CA7011211.6%
      Fruitridge Pocket, CA5,77111010.0%
      West Sacramento, CA53,57413131.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Harrisonburg, VA53,5581044.3%
      Summerville, SC53,6431055.3%
      Pinellas Park, FL53,486972.8%
      Kingsport, TN53,6998812.0%
      Aloha, OR53,72412929.3%
      West Sacramento, CA53,57413131.1%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.