Cost Of Living in Westborough, MA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Westborough	Massachusetts	National
Cost of living	142	133	100
Goods & Services	122	122	100
Groceries	105	105	100
Health care	113	113	100
Housing	196	165	100
Transportation	118	118	100
Utilities	134	134	100

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Cost Of Living Quick Facts

The cost of living in Westborough is 7% higher than the Massachusetts average
The cost of living in Westborough is 42% higher than the national average
Westborough housing is 96% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$127,389	$10,616	$2,972	$3,822
Renters	$51,913	$4,326	$1,211	$1,558

The affordability of the housing market in Westborough, MA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Westborough homeowners, the median income is $127,389. This indicates that a monthly maximum of $2,972 should be spent by homeowners on all housing related costs. Renters have a median income of $51,913. This indicates that renters would have a maximum of $1,211 for their rent related monthly costs.

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Goods & Services

Item	Westborough	National avg.	Difference
Haircut	$43.72	$24.26	80.2%
Beauty Salon	$65.56	$45.56	43.9%
Toothpaste	$3.53	$3.70	4.7%
Shampoo	$1.49	$1.28	16.4%
Movie	$15.49	$12.13	27.6%
Bowling	$29.33	$18.00	63.0%

Groceries

Item	Westborough	National avg.	Difference
Ground Beef	$5.48	$5.84	6.2%
Fried Chicken	$1.45	$1.57	8.0%
Milk	$4.76	$4.67	1.9%
Potatoes	$4.99	$4.93	1.1%
Pizza	$12.52	$12.09	3.6%
Beer	$10.21	$10.41	1.9%

Health Care

Item	Westborough	National avg.	Difference
Optometrist	$123.17	$125.68	2.0%
Doctor	$157.89	$135.78	16.3%
Dentist	$149.22	$113.29	31.7%
Ibuprofen	$11.39	$10.65	6.9%
Lipitor	$384.69	$468.60	17.9%

Housing

Item	Westborough	National avg.	Difference
Home Price	$413,300.00	$184,700.00	123.8%
Avg. Mortgage Payment	$4,745.89	$2,346.69	102.2%
Apartment Rent	$1,255.00	$949.00	32.2%

Transportation

Item	Westborough	National avg.	Difference
Gasoline	$3.43	$3.46	0.9%
Tire Balancing	$97.39	$59.92	62.5%

Utilities

Item	Westborough	National avg.	Difference
All Electricity	$302.72	$193.99	56.0%
Phone	$187.85	$192.25	2.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Oxford, MA	5,926	111	11.0%
Worcester, MA	185,186	114	14.1%
Clinton, MA	7,058	123	23.0%
South Lancaster, MA	1,575	124	23.8%
East Douglas, MA	2,985	121	21.4%
Westborough, MA	4,024	142	42.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Caro, MI	4,024	85	14.5%
Ellenville, NY	4,024	90	9.9%
Bluffton, OH	4,024	100	0.4%
Saint-Ambroise-de-Kildare, QC	4,024	n/a
Meridian, PA	4,023	99	0.9%
Westborough, MA	4,024	142	42.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Westborough, MA