Cost Of Living in White Oak, NC

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	White Oak	North Carolina	National
Cost of living	91	94	100
Goods & Services	99	98	100
Groceries	98	98	100
Health care	112	108	100
Housing	72	85	100
Transportation	93	92	100
Utilities	98	94	100

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Cost Of Living Quick Facts

The cost of living in White Oak is 3% lower than the North Carolina average
The cost of living in White Oak is 9% lower than the national average
White Oak housing is 28% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$78,194	$6,516	$1,824	$2,346
Renters	$0	$0	$0	$0

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Goods & Services

Item	White Oak	National avg.	Difference
Haircut	$19.00	$24.26	21.7%
Beauty Salon	$29.58	$45.56	35.1%
Toothpaste	$3.65	$3.70	1.4%
Shampoo	$1.09	$1.28	15.1%
Movie	$10.27	$12.13	15.3%
Bowling	$11.00	$18.00	38.9%

Groceries

Item	White Oak	National avg.	Difference
Ground Beef	$5.93	$5.84	1.5%
Fried Chicken	$1.59	$1.57	0.9%
Milk	$4.57	$4.67	2.1%
Potatoes	$5.18	$4.93	4.9%
Pizza	$10.47	$12.09	13.4%
Beer	$10.29	$10.41	1.1%

Health Care

Item	White Oak	National avg.	Difference
Optometrist	$141.56	$125.68	12.6%
Doctor	$136.38	$135.78	0.4%
Dentist	$100.17	$113.29	11.6%
Ibuprofen	$10.24	$10.65	3.9%
Lipitor	$429.52	$468.60	8.3%

Housing

Item	White Oak	National avg.	Difference
Home Price	$132,400.00	$184,700.00	28.3%
Avg. Mortgage Payment	$1,813.02	$2,346.69	22.7%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	White Oak	National avg.	Difference
Gasoline	$3.45	$3.46	0.5%
Tire Balancing	$63.55	$59.92	6.1%

Utilities

Item	White Oak	National avg.	Difference
All Electricity	$201.14	$193.99	3.7%
Phone	$187.32	$192.25	2.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Butters, NC	153	77	23.0%
St. Pauls, NC	2,114	84	15.5%
Bladenboro, NC	2,063	85	15.5%
Tar Heel, NC	122	86	14.4%
Roseboro, NC	1,048	86	14.3%
White Oak, NC	251	91	9.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Anaktuvuk Pass, AK	251	114	14.2%
Clam Gulch, AK	251	106	5.7%
Oxbow Estates, AZ	251	111	10.6%
Caryville, FL	251	80	20.3%
College Springs, IA	251	79	20.9%
White Oak, NC	251	91	9.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in White Oak, NC