Cost Of Living in Williamsburg, FL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Williamsburg	Florida	National
Cost of living	109	98	100
Goods & Services	101	98	100
Groceries	98	99	100
Health care	92	96	100
Housing	135	96	100
Transportation	95	99	100
Utilities	90	97	100

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Cost Of Living Quick Facts

The cost of living in Williamsburg is 11% higher than the Florida average
The cost of living in Williamsburg is 9% higher than the national average
Williamsburg housing is 35% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$66,371	$5,531	$1,549	$1,991
Renters	$73,706	$6,142	$1,720	$2,211

To approximate the cost of living and the housing affordability in Williamsburg, FL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Williamsburg have a median income of $66,371. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,549 per month to avoid calamity and poverty. The renters in the city have an income of about $73,706, which would make their monthly maximum allowable rental costs $1,720.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Williamsburg	National avg.	Difference
Haircut	$26.53	$24.26	9.4%
Beauty Salon	$55.13	$45.56	21.0%
Toothpaste	$3.84	$3.70	3.8%
Shampoo	$1.48	$1.28	15.8%
Movie	$13.54	$12.13	11.6%
Bowling	$19.87	$18.00	10.4%

Groceries

Item	Williamsburg	National avg.	Difference
Ground Beef	$6.26	$5.84	7.1%
Fried Chicken	$1.40	$1.57	11.0%
Milk	$4.58	$4.67	1.9%
Potatoes	$5.23	$4.93	6.0%
Pizza	$13.13	$12.09	8.6%
Beer	$11.07	$10.41	6.3%

Health Care

Item	Williamsburg	National avg.	Difference
Optometrist	$118.44	$125.68	5.8%
Doctor	$137.00	$135.78	0.9%
Dentist	$125.36	$113.29	10.7%
Ibuprofen	$10.89	$10.65	2.2%
Lipitor	$446.86	$468.60	4.6%

Housing

Item	Williamsburg	National avg.	Difference
Home Price	$228,500.00	$184,700.00	23.7%
Avg. Mortgage Payment	$2,463.53	$2,346.69	5.0%
Apartment Rent	$1,543.00	$949.00	62.6%

Transportation

Item	Williamsburg	National avg.	Difference
Gasoline	$3.39	$3.46	2.1%
Tire Balancing	$57.07	$59.92	4.8%

Utilities

Item	Williamsburg	National avg.	Difference
All Electricity	$190.71	$193.99	1.7%
Phone	$194.67	$192.25	1.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tildenville, FL	43	97	2.6%
Lake Buena Vista, FL	4	97	2.6%
Lake Butler city, FL	2,185	81	18.7%
Bay Lake, FL	43	84	16.3%
Campbell, FL	2,262	85	15.1%
Williamsburg, FL	7,520	109	8.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Meridianville, AL	7,520	99	1.4%
Haddon Heights, NJ	7,520	115	15.3%
Auburn, GA	7,519	93	7.3%
Port Jefferson Station, NY	7,516	140	39.7%
Locust Grove, GA	7,525	98	2.3%
Williamsburg, FL	7,520	109	8.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Williamsburg, FL